meutudo. Empréstimo, INSS FGTS

4.1
121K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Meutudo believes that efficient credit is the one that helps you cope.

And what do you get by choosing meutudo?

- 100% digital, via app or website
- Personalized service
- Loan for negative people
- Credit card with cashback
- Payments via Pix
- Regulated by the Central Bank with anti-fraud technology
- Best interest rates for INSS loan and FGTS loan
- Best online consignment in Brazil

What will you find in the meutudo loan app? INSS beneficiaries, CLT workers and people with FGTS balance, check out what's waiting for you:

🤑 FGTS Loan
Loan option for those who have a balance in FGTS accounts, who opt for the Birthday Withdrawal and need quick money. Credit that does not compromise monthly income, as it is deducted annually directly from the FGTS balance.
- Advance up to 12 installments of your birthday withdrawal
- FGTS loan from R$50.00
- Available for negatives
- Protected income insurance
Enter the FGTS app and authorize PARATI CRÉDITO, FINANCIAMENTO E INVESTIMENTO S.A. to check your account balance.

💰 Payroll loan
Excellent option for those who have available margin and need efficient credit. Lower rates than conventional loans and we offer conditions that fit your pocket.
- Terms from 12 to 96 months
- One of the best interest rates
- Hiring 100% online
- Minimum value: R$ 100.00

💸 Payroll Loan Portability
Ideal for those who do not have a deposit margin and need cheaper credit. When you request it, you can receive change in your account to use as you wish.
- Monthly rate from 1.55% p.m. to 1.85% p.m.
- Terms from 6 to 96 months
- Minimum value personalized for your opportunity
- Portability with ZERO paid installments

💲 Payroll loan refinancing
With terms of 6 to 96 months, refinancing allows you to improve the conditions of the current contract and still receive change from R$10.

🦳 INSS Installment Pix
Payment method for retirees and pensioners contracting from R$100 in up to 12 installments.

💳 Payroll and benefit credit cards
Exclusive credit card for INSS beneficiaries with no annual fee, with cashback and the option to transform the limit into PIX. Card available for beneficiaries with a bad name.

💰 Consigned to BPC/LOAS
Credit for BPC beneficiaries. Our consignment is available to negative candidates.

💳 Pix Installments by credit card
Transform your credit card limit into Pix and pay in up to 12 installments.

💰 Private Payday Loan
CLT worker credit is now available at meutudo through CTPS Digital (Work Card). Get your CLT loan!

🔒Life insurance
Take care of your family's future and ensure financial security in times of uncertainty.

CONSIGNATED CREDIT: monthly rates from 1.51% p.m. to 1.85%; annual rates from 19.70% p.a. to 24.60% p.a.; Minimum CET of 1.55% p.m. (19.70% p.a.) and maximum CET of 1.90% p.m. (25.35% p.a.)

Ex.: R$ 10,000.00 to be paid over 8 years (96 months) - monthly installments of R$ 215.50, with an interest rate of 1.63% per month and CET of 1.67%, with an amount paid at the end of R$20,688.

BIRTHDAY WITHDRAWAL: monthly rate from 1.29% p.m. to 1.79% p.m.;
annual rate of 16.63% p.a. up to 23.73% p.a.; Minimum CET of 1.39% p.m.; Maximum CET: 2.08% p.m.; Maximum annual CET: 27.98%. Pay at any time after hiring.

Ex.: operation on 12/2023 and anniversary in month 08, an account with a balance of R$ 5,223.20 in the FGTS can have R$ 3,504.49 in advance from the total balance to be paid in 11 annual installments with an interest rate of 1.79% p.m. and CET of 1.95% p.m. (26.15% p.a.).

Rates subject to change.

We are banking correspondents of PARATI CRÉDITO, FINANCIAMENTO E INVESTIMENTO S.A.

Privacy policy: meutudo.com.br/pp
Terms of use: meutudo.com.br/tu/

TUDO Serviços S.A. (meutudo). CNPJ: 27.852.506/0001-85 | Av. Senador Virgílio Távora, 303 - Meireles, Fortaleza - CE, 60170-250
Updated on
May 8, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
121K reviews
Pedro Carvalho
May 9, 2025
Prático
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TUDO S/A
May 9, 2025
Olá, Pedro! Nossa missão é garantir praticidade. Sua satisfação é nossa prioridade! 😊
César Almeida
April 10, 2025
a proposta do aplicativo boa... porém quando fui tentar fazer s simulação hoje, dia 09/04 o mesmo retorna que não foi encontrado registro clt sendo que trabalho já a quase um ano, e de acordo com a carteira de trabalho digital tenho uma margem consignado de pouco mais de 700 reais. precisa resolver isso aí
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TUDO S/A
April 10, 2025
Olá, César! Agradecemos por nos procurar. Para saber as condições da sua proposta, basta acessar o aplicativo da CTPS e fazer a simulação. Fique atento às novidades! Caso tenha dúvidas, te convidamos a nos contatar no chat do nosso aplicativo.
Indson Arcanjo
March 28, 2025
Demora para agilizar empréstimo CLT para ao final da temporada na atualização do aplicativo dizer que não há valores disponíveis, haja paciência, o chat também não funciona só ganha 2 estrelas porque ao menos o Saque para FGTS funciona, afinal o banco ganha mais desse jeito.
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TUDO S/A
March 29, 2025
Olá! Agradecemos pelo seu feedback e entendemos a sua frustração. O processo de análise das propostas envolve uma série de etapas. Embora ofereçamos as opções de crédito, cada análise passa por critérios de aprovação, o que pode ocasionar a não liberação de alguns pedidos. Estamos à disposição para esclarecer qualquer dúvida.

What’s new

Na meutudo, você encontra crédito simples e rápido para dar conta do que precisar: do presente de Páscoa ao alívio nas contas.

Empréstimo Consignado
Portabilidade
Crédito do Trabalhador
Antecipação saque-aniversário
E mais! Atualize o app e confira.

Siga @meutudo.app para mais novidades.

App support

About the developer
TUDO SERVICOS - SA
contato@meutudo.app
Av. SENADOR VIRGILIO TAVORA 303 LOJAS 02 03 04 05 06 19 MEIRELES FORTALEZA - CE 60170-265 Brazil
+55 85 98609-1573